MILITARY KIT & CONTENTS INSURANCE

Protect your Kit & Contents from Day One

You’ve earned your place — now protect your gear.

Absolute Military’s Kit & Contents Insurance keeps your uniform, personal belongings and military kit safe from loss, theft or damage — from your first day of training to deployment.

Why Recruits Choose This Cover

Made for your stage — designed for trainees and Phase 1/2 recruits.
Covers your kit everywhere — from the barracks to exercises, we protect your military issue and personal items.
FREE protection — start with our FREE Trainee / First Choice level (up to £12,000 cover) and upgrade as your career grows.
Fast claims service — handled by the expert team at Davies Group on behalf of Hamilton Insurance DAC.

Why Start Now?

Starting training means you’re issued valuable kit — often worth thousands.

If it’s lost, stolen or damaged, you’re responsible for replacing it.

With Absolute Military, you can focus on your training knowing your essentials are protected.

🔒 What’s Covered

1. Your Personal Effects (Away from Home)
If your phone, wallet, watch, or valuables are lost or damaged, you’re covered — even off base.

Up to £500 for money and credit cards.

2. Your Military Kit
Uniform, ceremonial dress, boots, and service equipment — all protected while you’re away from home.

3. Your Room or Barracks Contents
Covers accidental damage or loss to what’s in your living space — including electronics, clothing, and personal gear.

4. Personal Liability & Licence to Occupy
Protects you if you accidentally damage service accommodation or someone else’s property — up to £20,000 for licence-to-occupy damage and £5 million personal liability.

🚫 What’s Not Covered

To keep costs low, some things aren’t included:

Normal wear and tear.
Unreported theft or loss without proof.
Business-use items.
Motor or watercraft.

Full exclusions and limits are listed in the policy booklet (available on request).

🧾 How to Make a Claim

1️⃣ Report theft or malicious damage to the police and get a crime reference number.
2️⃣ Contact the claims team:
📞 01233 885410

Claims should be reported within 90 days — or later if you’re deployed and can show proof.